Author Archives: Sandra Pesmen

Take another look at your suppliment and Plan D Insurance

When I qualified for Medicare, I asked my older brother which supplemental insurance he used and signed up for the same.
He was always the smart one, wasn’t he?
And when Plan D came along I chose the one with no deductible. That too sounded sensible.
It wasn’t. None of that was.
This year I realized I was paying enormous amounts for my few prescriptions, and my monthly supplement cost was far more than any of my friends’.
Walgreens referred me to eHealthinsurance Inc, which analyze my needs, (1-844-249-9872).
And guess what? Because I had the same supplemental policy many years, the cost had been raised every year ($100 a month last April,)
I changed to another well known and well documented company and am paying $100 s a month less. I’m told that too will increase over time, but I won’t life forever.
More distressing was finding out that none of my four RX , which I order each month, are not even covered by my old Plan D I changed that and now will pay a few dollars for each RX.
What was wrong with ME?????
Just lazy, and burying my head in the sand.
I’m so happy to have made that change; I’d like you all to feel this good. ###

Welcome toii ‘Scam City’

Every day it’s a new scam adventure!

Phone just rang and a muffled voice said,” Hi Grandma.”
I said, “who is this? (I have 4 grandkids .)
“Don’t you recognize your oldest grandson?” he asked.
“Hi Jon,” I said.
“Hi Grandma,m” he repeated,
“What’s your full name?” I asked.
“Jon Pesmen” he answered,
“There is no Jon Pesmen” I said.
And I hung up.

I was lucky,m and/or warned. Many grandmas are caught on the first “Hi Grandma” and send money when they should not!
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Don’t Answer ‘Yes’ to Phoner’s Question

DO NOT ANSWER ‘YES’ WHEN LONG DISTANCE CALLER ASKS IF YOU THINK VETS, POLICE OR FIREFIGHTERS SHOULD BE THANKED FOR THEIR SERVICE. THEY CAN CHANGE THE QUESTION AND RECORD YOUR VOICE GIVING THEM ORAL PERMISSION TO ACCESS YOUR PRIVACY .

I’ve been getting a lot of those calls lately. Don’t fall for it!

Beware RX Scam

I had sticker shock today when I called in my RX refill and went over later to pick it up. The cost, usually about $25 was $74.

“Why’s so high” I asked the counter woman. She answered that it was for 90 pills instead of my usual 30.

“No way, I didn’t order that and don’t want the extra,” I told her and she returned to the pharmacist who took 25 minutes to change the count. I couldn’t help but think it was my punishment.

Meanwhile, another clerk told me the pharmacy chain is automatically increasing counts on RX to 90 days and in most cases gets away with it and customers just pay three times as much.

He said some co-pays and insurance offer a discount for a larger quantity. My discount for buying a three -month supply would have been about a dollar.

So this lets drug stores and insurance companies hold our money or co-pay for two months in advance of use.

Too bad employers, or Social Security, don’t pay us two moths in advance..###

Change Your Story–We Heard That

First it was childbirth .Now it’s detailed descriptions of their husbands’ final illness and death.
In both stories, they are the victims who suffered bravely, and, as great martyrs, remain to relate the stories again and again and again.
I, for one, never tell stories about my children’s’ arrival, nor do I talk about my husband’ departure.
I admit I boast about my descendants’ special achievements. But my usual answer, when asked, is “they’re all fine, Thank Goodness.”
But never will I bore anyone with the sad time at the end of my husband’s life.
Instead, I offer often, and without any encouragement, the fact that he was the most delightful, kind, caring—and very witty—man our family ever knew. And yes, I am guilty of boasting about the happiness we shared for almost 56 years.

So think about that before you once again launch into your widow’s tale about your husband’s final hours.

We all went through the same tragedy and don’t need to hear about yours’. That’s why we are all called Widows. ####

Anita Hill Revisited?????????

Widowslist.com has managed to avoid politics in these past ten years, but what is happening now is not about politics, and , many believe, it’s crossed the red line of human empathy.

In an effort to show responses from our readerrs, here’s an email from a 60-year-old woman who has been an oby-gyn more than 30 years. We will welcome, and publish, your responses too:

“The Blasey-Kavanaugh kerfuffle: I am seeing red–Anita Hill deja vu. Hillary deja-vu. Remember him stalking behind her at the debate? If it weren’t for all the people keeping the faith in liberal democracy, I think I would self-immolate. Spontaneous combustion. All these self-deluding ignorant creeps who think Blasey is lying, or “mis-remembering” what was, in essence, an attempted gang-rape need to imagine their teenage daughters in that situation. And realize that No, she would not tell Mom or Dad or the police about it because she escaped and she’s too young to realize that the perps walking free will attack someone else who might not be so lucky.
Sorry for the rant.?

We aren’ts sorry. We welcome all rants and await yours.
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Nussbaum Hits Homer in ‘Curve of Departure’

I saw the remarkable 94-year-old Mike Nussbaum, leave his adoring audience spellbound once again, as he took on the role of patriarch of a troubled family.

The characters explored several unconventional issues in “Curve of Departure,” a delicate, often comic, drama, by Rachel Bonds, now playing in the Northlight Theater in Skokie, IL.

The characters had come to New Mexico for the funeral of Nussbaum’s character’s son, but while in the motel room, awaiting the funeral they discuss the interracial homosexual relationship of Nussbaum’s character’s grandson, and whether or not his former daughter-in-law—who very much adores him – should quit her career and care for him as he becomes more and more frail.

It was a lot of ground to cover in 90 minutes with no intermission, but , as has been said of other great actors, I would willingly sit in awe while watching Nussbaum read the Yellow Pages on stage.

Of special interest to those in my senior group, was the patriarch’s argument that he believes that when he is ready he should be allowed to end his own life.

The family goes bonkers, giving all the sensible reasons why he should not. To which Nussbaum ,in his usual great form, gives his argument, ending with, “It is my right!!!!”

I’m not going to ssay it’s his right—or he’s wrong. That’s up to the individual.

But I do say that if this thought provoking little play comes to a theater near you—go see it. And if Nussbaum is ever in your area, don’t miss him either. Even if he’s just reading the Yellow Pages.
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Don’t Play ‘Victim Card’

I know that if you’re a recent widow, there’s a strong temptation to play “the victim” and talk about it. And for a while that’s necessary and more than acceptable. .

Unfortunately, others don’t want to keep hearing about it and such tales don’t make scintillating dinner table talk. All it will do is deprive you of future invitations. Who needs to be depressed?

Also, even though the situation is new to you, it’s not unique. Every other widow has a sad tale to tell too, some even sadder than yours.

I admit that when I get on a plane and can’t lift my bag to the overhead bin, I always tap a larger person on the arm and jokingly ask, “Will you please help this old widow lady?” I usually get a few smiles back, and the bags always land in the bin.

There’s enough going on in the world, and probably in your extended family, that can become very interesting party talk.

Use that instead.

And it’s always okay to show off pix of your kids and grand kids, because even if yours bore the audience, that will invite them to show off theirs.

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Atonement Thoughts

And so we approach Yom Kippur, the day Jewish people fast, recall all their sins of the past year, and atone for them. That done, they hope to approach the new year with a clean slate–and a sincere desire to do better.

It’s not so different from making a Catholic Confession, or the many other ways all religions help members try and catch their maker’s ear with the hope of another chance to find grace.

If you have no affiliation, I believe your God is everywhere, most of all in your own heart and mind, and you can find solace wherever you are, saying whatever you feel to him or her.

For of course the ultimate goal in asking for forgiveness (and getting it) from yourself.

It’s also a good time to walk through the memorial park where your loved ones rest and sit down on a bench for a visit.

I recently saw this on my Facebook Page:

“Slow down and enjoy the journey. 2018 reminded me that when it is our time to leave this body no one can stop it. We have one life to live. The material things we invest in are left behind only to be discarded….”

I always believed the message I heard at the funeral of a loved one: “There is some discussion about whether there is Heaven and Hell. Some believe your spirit’s afterlife lies in the way you are remembered by your loved ones. If they often recall you with stories about love and joy, you’ve pretty much got it made.

Try doing that for your loved ones who are gone, and leave enough good memories for the kids to do that for you.
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Time to Visit Loved Ones’ Graves

There’s a time to live, a time to die, and special times to visit the final resting places of those we love.

Jewish custom specifies that time between Rosh Hashana and Yom Kippur.

In keeping with that tradition, Shalom Memorial Park and and Funeral Home will hold it’s 60th annual Kever Avot Memorial service at 10 a.m. Sunday Sept. 16, in the chapel on the grounds of Shalom Memorial Park, 1700 W. Rand Road , Arlington Heights.

After the service, you may visit your loved ones’ graves.
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